This workshop is designed for university students in Graz who want to take control of their personal finances. We cover how to set up a simple monthly budget, track spending using common apps, and prioritize expenses like rent, food, and study materials. The session includes a hands-on exercise where you create a budget for your typical semester month. You will also learn how to spot common spending traps and build a small emergency fund, even on a student budget. We use real Austrian banking examples to make the concepts feel relevant and practical. This workshop is ideal if you feel overwhelmed by monthly expenses or want to start saving consistently. By the end, you will have a personalized budget plan and clear next steps. The goal is to give you a practical foundation you can use immediately.
This session is for students in Graz who are managing their own finances for the first time. It is also helpful for those who want to improve their current budgeting habits. You do not need any prior financial knowledge to participate.
You will get a printed budgeting worksheet, a digital template for future months, and a list of recommended free tracking apps. The workshop includes a Q&A segment to address your specific questions about student life in Austria.
The workshop runs for three hours, typically on a Saturday afternoon at our Graz location. We keep groups small to ensure everyone can ask questions. You can book your spot online or by calling our local number.
A 4-part series for new professionals to manage income, debt, and long-term goals.
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