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Ideal Audience
This series is for professionals in their first one to three years of work. It suits those who want to understand their salary, benefits, and how to plan for future goals like travel or further education.
A 4-part series for new professionals to manage income, debt, and long-term goals.
Early-Career Financial Foundations
This series is tailored for early-career professionals in Austria who are starting their first full-time roles. We break down how to manage your first paychecks, understand taxes and social contributions, and create a plan for debt repayment if needed. Each session focuses on a specific theme, such as building an emergency fund, understanding workplace benefits, or starting to invest with small, regular contributions. The format includes practical worksheets, real paycheck examples, and group discussions about common early-career challenges. We use neutral, factual information to help you make informed choices without pressure. This series is a good fit if you have recently graduated or started a new job and want to build a stable financial base. You will leave with a clear roadmap for the next 12 months. The approach is supportive and focused on long-term stability.
4-part structured seriesReal paycheck breakdownsDebt management strategiesInvestment basics for beginners
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Series Content Overview
Session one covers budgeting with your new income. Session two focuses on taxes and benefits in Austria. Session three addresses debt and credit. Session four introduces basic investment concepts and setting up a savings plan.
Service details
How to Participate
The series is held over four weeks, with one session per week. You can join in person at our Graz office or via a live online stream. Registration is required, and materials are provided in advance.
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Student Budgeting Basics Workshop
A 3-hour workshop for students to master monthly budgeting and expense tracking.
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Sign up for a workshop in Graz and take the first step toward clearer money management.